Comments on: What is the best dental plan for getting implants? http://findthebestplan.com/dental-plan-questions/what-is-the-best-dental-plan-for-getting-implants/ Thu, 01 Oct 2009 13:17:10 +0000 hourly 1 http://wordpress.org/?v=3.1 By: Bill http://findthebestplan.com/dental-plan-questions/what-is-the-best-dental-plan-for-getting-implants/comment-page-1/#comment-141 Bill Thu, 04 Jun 2009 04:21:20 +0000 http://findthebestplan.com/?p=34#comment-141 Most of the people answering this question don't know what they're talking about. I've had two employer sponsored dental plans and they both covered implants. Aetna and Metlife. They usually cover about 50% of the implant cost. They also cover the restorative part. Unfortunately they cap yearly coverage at around $1200.00 so if you want to use the insurance to it's fullest advantage you have the implant done in the latter part of the year and have the crown done the following year. If you're purchasing insurance on your own it would probably be too expensive to take out a policy that covers implants. If you're employed and your employer offers a medical spending account you may want to put money away for next year and plan the implant for after the first of the year. It's before tax money so no taxes are paid on it and you can access the full amount after Jan 1st of next year. Most of the people answering this question don’t know what they’re talking about.
I’ve had two employer sponsored dental plans and they both covered implants. Aetna and Metlife. They usually cover about 50% of the implant cost. They also cover the restorative part. Unfortunately they cap yearly coverage at around $1200.00 so if you want to use the insurance to it’s fullest advantage you have the implant done in the latter part of the year and have the crown done the following year.
If you’re purchasing insurance on your own it would probably be too expensive to take out a policy that covers implants.

If you’re employed and your employer offers a medical spending account you may want to put money away for next year and plan the
implant for after the first of the year. It’s before tax money so no taxes are paid on it and you can access the full amount after Jan 1st of next year.

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